Meet your loan officer

Hi, I'm Liam Wood.

I'm a mortgage loan officer with Aceland Mortgage — and unlike most, I came up through operations, with years of underwriting and processing experience before I ever originated a loan. As a broker I shop 120+ lenders across New Jersey, Florida, and Pennsylvania — but what really sets me apart is that I see problems coming and solve them before they ever reach you.

  • 🏦 120+ lenders
  • 📍 NJ · FL · PA
  • 🗣️ Se habla español
Liam Wood, mortgage loan officer with Aceland Mortgage
NMLS #1799688
licensed & accountable
Aceland Mortgage

"I think like an underwriter and know the system like a processor — so surprises get caught early, never at the closing table."

A little about me

A guide, not a salesperson

I've been a loan officer since 2018, but my path here started in the classroom — I spent years as a professional tutor and ran my own tutoring business before moving into mortgages. That instinct to break something complicated into plain language and walk a person through it never left me. It's exactly what I love about this work today, especially purchase transactions — guiding a buyer from the first conversation all the way to the keys. That's the genuinely human side of the mortgage world, and doing it well takes real skill.

What sets me apart from most loan officers is where I came from: operations. Before I ever originated a loan, I spent years processing and underwriting them. I think like an underwriter and know the system like a processor, so I can shape a deal carefully and catch the pitfalls others miss — looking far enough ahead to head off problems before they ever become emergencies. For you and your buyer, that means a calmer process and fewer surprises at the closing table. My old shop handled a lot of complex self-employed borrowers, too, so that's become one of my sharpest specialties.

I'm at my best with self-employed and first-time buyers — the files that reward someone who actually knows how to build them. And when a deal gets hard, I don't disappear: I once carried a purchase through nearly nine months of seller-side complications and stayed with it until we closed. That's the standard — I'm in it until you have the keys.

Outside of work, I'm a Jersey guy through and through. I'm also a devoted improv fan and run Morristown Improv, a growing community that hosts events for anyone who wants to give improv a try. At home, my girlfriend and I have three cats of our own and foster others on their way to a home.

  • An underwriter's eye — I catch issues early, not at the closing table
  • A real specialty in self-employed & first-time buyers
  • Options compared across 120+ lenders
  • Straight answers, zero pressure — and I stay till it closes
  • Fast replies by call or text
  • Bilingual (Spanish-speaking) support available
Why a broker

More options, working for you

A bank can only offer its own products. As a broker with Aceland Mortgage, I compare offers across a large network of lenders — which means a better shot at the right program, and often a better rate.

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120+ lenders, one advocate

Instead of a single set of rules, you get a marketplace of options — and me shopping it on your behalf to fit your situation.

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Solutions for real life

Self-employed, investor, credit event, jumbo, first-time buyer — with this much access, there's usually a path that others miss.

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A real team behind me

A dedicated processor keeps your file moving and on schedule, and Spanish-speaking support is here whenever it helps.

Credentials & coverage

Licensed, and accountable to it

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Licensing

Liam Wood · NMLS #1799688
Aceland Mortgage · NMLS #1896199

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Where I lend

Licensed in New Jersey and Florida, with Pennsylvania available. Serving buyers, owners, and investors across all three.

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What I finance

Conventional, FHA, VA, USDA, jumbo, DPA, plus self-employed and investor programs like bank-statement and DSCR loans.

Let's talk about your goals

Whether you're buying, refinancing, or just weighing your options, reach out — I'll get back to you the same day. No pressure, no obligation, just straight answers.